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New Rules August 2025: 7 Big Financial Changes Impacting You Now

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New Delhi, Aug.01,2025:From 1 August, commercial LPG cylinder (19 kg) rates are slashed by Rs.33.50 nationwide—

New Rules August 2025: What’s Changing

New Rules August 2025 kicks off a wave of regulatory changes across finance, payments, fuel, banking, and tolls. From August 1, Monday, a slew of updates go live that impact everyday costs—from fuel bills to digital payments to travel convenience.

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LPG Price Cut on August 1

From 1 August, commercial LPG cylinder (19 kg) rates are slashed by Rs.33.50 nationwide—Delhi Rs.1,631.50; Mumbai Rs.1,582.50; Kolkata Rs.1,734.50; Chennai Rs.1,789. No changes to domestic LPG prices this.

UPI Limits & API Rules Begin August 1

New Rules August 2025 enforce significant UPI system changes from NPCI:

  • Maximum 50 balance‑check requests per day per app per user
  • Bank‑account listing limited to 25 per app per day
  • Autopay and mandate executions only during non‑peak hours (before 10 AM, 1–5 PM, after 9:30 PM)
  • Only 3 status‑check attempts allowed
  • Receiver name must display before payment; no GST on UPI transactions.

These changes aim to reduce server overload, improve speed, and enhance security.

SBI Credit Cards Lose Free Air‑Accident Insurance

Starting 11 August, SBI is withdrawing free air‑accident insurance cover from select co‑branded credit cards (ELITE & PRIME) issued with UCO Bank, Central Bank, PNB, Karur Vysya, Allahabad Bank. Coverage up to Rs.50 lakh–Rs.1 crore is discontinued.

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FASTag Annual Pass Introduced from August 15

From 15 August, Road Transport Ministry launches a new FASTag annual pass for private vehicles: Rs.3,000 covers up to 200 toll‑free trips or one year, whichever earlier. Designed for frequent highway users, it’s optional but likely cost‑effective.

PNB KYC Update Deadline: August 8

Punjab National Bank has mandated that all customers update their KYC by 8 August 2025 to keep accounts active, in compliance with RBI guidelines.

ATF Price Revision and Impact on Airfares

Also on 1 August, Aviation Turbine Fuel (ATF) prices are revised:

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  • Delhi ~ Rs.92,022 per kL
  • Kolkata ~ Rs.95,165
  • Mumbai ~ Rs.86,077
  • Chennai ~ Rs.95,512

These rates apply for domestic airlines; higher ATF costs may push up airfares—or a drop could bring relief.

Bank Holidays Schedule in August

In August 2025, 15 days of bank holidays are observed across India, including all Sundays, second and fourth Saturdays, and state‑specific festival holidays. Plan ahead to avoid delays in banking transactions.

What This Means for Consumers

New Rules August 2025 bring both relief and impact:

  • Hotel/restaurants benefit from lower commercial LPG rates; households unaffected.
  • UPI users face limits on balance checks and autopay timings—though better stability and fewer failures are expected. Delays possible during peak hours.
  • SBI cardholders must consider alternative insurance options if they relied on airport safety cover.
  • Frequent toll‑road users might save with FASTag annual pass.
  • PNB customers must act fast to avoid account deactivation.
  • Air travellers should watch for fare shifts due to ATF price updates.
  • Bank users must navigate 15 holiday‑days wisely, especially in offline transactions.

New Rules August 2025 mark a significant regulatory shift across consumer finance and payments systems. While some changes ease costs—like LPG cuts and FASTag options—others introduce constraints, like UPI limits and loss of SBI card benefits. Stay informed and adjust monthly budgets accordingly.

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